dosen
| Nama | Ratna Sofiana, SH.,M.SI |
| Program Studi | S1 | Manajemen Keuangan Syari'ah |
| Fakultas | Ekonomi dan Bisnis Islam |
| Jenis Pegawai | Status | Pegawai Negeri Sipil | Aktif Mengajar |
| Jabatan Akademik | Golongan | Lektor | III/D |
| - | |
| Pendidikan Terakhir | - | - |
Riwayat Mengajar
No
Mata Kuliah
SKS
Jenis MK
Kelas
Jadwal
1
Akuntansi Biaya
3
WAJIB
M
KAM 18:00-20:30 R: FEBI-104.b
2
Hukum Bisnis
2
WAJIB
A
KAM 07:00-08:40 R: FEBI-205
3
Komunikasi Bisnis
3
PILIHAN
C
JUM 15:15-17:45 R: FEBI-507
4
Manajemen Lembaga Keuangan Syariah non-Bank
2
WAJIB
C
KAM 07:00-09:30 R: FEBI-507
5
Pancasila
2
WAJIB
A
JUM 12:30-14:10 R: FEBI-412
6
Pancasila
2
WAJIB
B
JUM 07:00-08:40 R: FEBI-505
7
Pancasila
2
WAJIB
C
JUM 15:10-16:50 R: FEBI-407
8
Pancasila
2
WAJIB
D
RAB 07:00-08:40 R: FEBI-407
9
Pancasila
2
WAJIB
E
RAB 08:41-10:21 R: FEBI-407
10
Pancasila
2
WAJIB
F
JUM 08:41-10:21 R: FEBI-505
11
Pengantar Studi Islam
4
WAJIB
C
RAB 10:22-12:02 R: FEBI-407#RAB 12:03-13:42 R: FEBI-407
12
Pengantar Studi Islam
4
WAJIB
F
SEN 12:30-14:10 R: FEBI-410#SEN 14:10-15:50 R: FEBI-410
13
Sistem Informasi Manajemen
3
PILIHAN
A
JUM 12:30-15:00 R: FEBI-306
14
Sistem Informasi Manajemen
3
WAJIB
C
JUM 12:30-15:00 R: FEBI-307
15
Sistem Informasi Manajemen
3
WAJIB
M
RAB 18:00-20:30 R: FEBI-205.a
16
Sistem Informasi Manajemen
3
PILIHAN
M
SAB 15:00-17:30 R: FEBI-205.b
| No | Mata Kuliah | SKS | Jenis MK | Kelas | Jadwal |
|---|---|---|---|---|---|
| 1 | Akuntansi Biaya | 3 | WAJIB | M | KAM 18:00-20:30 R: FEBI-104.b |
| 2 | Hukum Bisnis | 2 | WAJIB | A | KAM 07:00-08:40 R: FEBI-205 |
| 3 | Komunikasi Bisnis | 3 | PILIHAN | C | JUM 15:15-17:45 R: FEBI-507 |
| 4 | Manajemen Lembaga Keuangan Syariah non-Bank | 2 | WAJIB | C | KAM 07:00-09:30 R: FEBI-507 |
| 5 | Pancasila | 2 | WAJIB | A | JUM 12:30-14:10 R: FEBI-412 |
| 6 | Pancasila | 2 | WAJIB | B | JUM 07:00-08:40 R: FEBI-505 |
| 7 | Pancasila | 2 | WAJIB | C | JUM 15:10-16:50 R: FEBI-407 |
| 8 | Pancasila | 2 | WAJIB | D | RAB 07:00-08:40 R: FEBI-407 |
| 9 | Pancasila | 2 | WAJIB | E | RAB 08:41-10:21 R: FEBI-407 |
| 10 | Pancasila | 2 | WAJIB | F | JUM 08:41-10:21 R: FEBI-505 |
| 11 | Pengantar Studi Islam | 4 | WAJIB | C | RAB 10:22-12:02 R: FEBI-407#RAB 12:03-13:42 R: FEBI-407 |
| 12 | Pengantar Studi Islam | 4 | WAJIB | F | SEN 12:30-14:10 R: FEBI-410#SEN 14:10-15:50 R: FEBI-410 |
| 13 | Sistem Informasi Manajemen | 3 | PILIHAN | A | JUM 12:30-15:00 R: FEBI-306 |
| 14 | Sistem Informasi Manajemen | 3 | WAJIB | C | JUM 12:30-15:00 R: FEBI-307 |
| 15 | Sistem Informasi Manajemen | 3 | WAJIB | M | RAB 18:00-20:30 R: FEBI-205.a |
| 16 | Sistem Informasi Manajemen | 3 | PILIHAN | M | SAB 15:00-17:30 R: FEBI-205.b |
Publikasi
No
Tahun
Karya
Artikel Jurnal Ilmiah
1
2026
Determinants of Students' Consumptive Behavior: Evidence from Sharia
Financial Literacy, Financial Behavior, Peer Pressure, and Fintech Payment
in Yogyakarta
Tingkat Nasional Terakreditasi - Sinta 3
2
2026
Switching Behavior of Islamic Banking Customers: Factors Influencing Customer Retention, Switching Intention, and Legal-Governance Mechanisms
Tingkat Nasional Terakreditasi - Sinta 4
3
2025
Digital Currency and Monetary Policy in Islamic Economics: Can Central Bank Digital Currencies (CBDCs) Be Islamically Compliant
Tingkat Nasional Terakreditasi - Sinta 2
4
2025
Measurement of the Efficiency Level of Islamic Insurance Firms in Indonesia: DEA and SFA Analysis
Tingkat Nasional Terakreditasi - Sinta 4 . Diselenggarakan oleh UIN Sheikh Nurjati
5
2024
Cashless in Yogyakarta: A Study on the intention of Cashless QRIS Mosque Donation
Tingkat Internasional
Diterbitkan oleh EDP Sciences
6
2024
Peningkatan Kemandirian Santri Lintang Songo Bantul dan Upaya Pelestarian Warisan Islam Nusantara Melalui Produksi Kaos Arab Pegon
Tingkat Nasional Terakreditasi - Sinta 4
Diterbitkan oleh Lembaga penerbitan, penelitian dan pengabdian kepada Masyarakat (LP3M) Universitas Nurul Jadid
7
2021
The Problems of Halal Certification Regarding Consumer Protection in Malaysia and Indonesia
Tingkat Internasional . Diselenggarakan oleh Lembaga contrarius indonesia
Diterbitkan oleh Lembaga contrarius indonesia
8
2021
Islamic Business Ethics As A Basic of Policies Facing The Impact of Covid-19
Pandemics
Tingkat Nasional Terakreditasi - Sinta 4 . Diselenggarakan oleh Universitas Wakhid Hasyim Semarang
Diterbitkan oleh Universitas Wahid Hasyim Semarang
9
2021
Effectiveness of Shari'ah Economic and
Business Dispute Resolution through Arbitration
and Alternative Dispute Resolution (ADR)
Tingkat Nasional . Diselenggarakan oleh stain abdurrahman kepulauan riau
Diterbitkan oleh stain abdurrahman kepulauan riau
Book Chapter
10
2023
Dinamika Ekonomi Syariah
Tingkat Nasional
Diterbitkan oleh AZ-ZAHRA MEDIA SOCIETY
11
2022
Ekonomi Syariah Vs Ekonomi Konvensional
Tingkat Nasional
Diterbitkan oleh Fakultas Ekonomi dan Bisnis IAIN Lhouksumawe
Prosiding
12
2026
Empowering Youth: Transforming Financial
Habits Through Education on Digital Loans and
Investments
Tingkat Internasional
Pada Empowering Youth: Transforming Financial Habits Through Education on Digital Loans and Investments . Diselenggarakan oleh PROCEEDING INTERNATIONAL CONFERENCE OF COMMUNITY SERVICES
Diterbitkan oleh PROCEEDING INTERNATIONAL CONFERENCE OF COMMUNITY SERVICES
13
2025
Mapping the Financial Planning Competency of Urban Muslim Community based on Household Financial Planning Index (Case Study of Muhammadiyah Members in Yogyakarta)
Tingkat Internasional
Pada Advancing Community& Environmental Development Through Integrated Technology Renaissance In Society 5.0
14
2023
Training and Assistance in the Implementation of QRIS DIGITAL PAYMENT Technology for MSMEs Assisted by Lazismu UMY
Tingkat Internasional
Pada ROCEEDING INTERNATIONAL CONFERENCE OF COMMUNITY SERVICES « Society Empowerment Through Digital and Economic Transformation » . Diselenggarakan oleh Universitas Muhammadiyah Yogyakarta
Diterbitkan oleh ROCEEDING INTERNATIONAL CONFERENCE OF COMMUNITY SERVICES « Society Empowerment Through Digital and Economic Transformation »
| No | Tahun | Karya |
|---|---|---|
| Artikel Jurnal Ilmiah | ||
| 1 | 2026 |
Determinants of Students' Consumptive Behavior: Evidence from Sharia
Financial Literacy, Financial Behavior, Peer Pressure, and Fintech Payment
in Yogyakarta
Tingkat Nasional Terakreditasi - Sinta 3 |
| 2 | 2026 |
Switching Behavior of Islamic Banking Customers: Factors Influencing Customer Retention, Switching Intention, and Legal-Governance Mechanisms
Tingkat Nasional Terakreditasi - Sinta 4 |
| 3 | 2025 |
Digital Currency and Monetary Policy in Islamic Economics: Can Central Bank Digital Currencies (CBDCs) Be Islamically Compliant
Tingkat Nasional Terakreditasi - Sinta 2 |
| 4 | 2025 |
Measurement of the Efficiency Level of Islamic Insurance Firms in Indonesia: DEA and SFA Analysis
Tingkat Nasional Terakreditasi - Sinta 4 . Diselenggarakan oleh UIN Sheikh Nurjati |
| 5 | 2024 |
Cashless in Yogyakarta: A Study on the intention of Cashless QRIS Mosque Donation
Tingkat Internasional Diterbitkan oleh EDP Sciences |
| 6 | 2024 |
Peningkatan Kemandirian Santri Lintang Songo Bantul dan Upaya Pelestarian Warisan Islam Nusantara Melalui Produksi Kaos Arab Pegon
Tingkat Nasional Terakreditasi - Sinta 4 Diterbitkan oleh Lembaga penerbitan, penelitian dan pengabdian kepada Masyarakat (LP3M) Universitas Nurul Jadid |
| 7 | 2021 |
The Problems of Halal Certification Regarding Consumer Protection in Malaysia and Indonesia
Tingkat Internasional . Diselenggarakan oleh Lembaga contrarius indonesia Diterbitkan oleh Lembaga contrarius indonesia |
| 8 | 2021 |
Islamic Business Ethics As A Basic of Policies Facing The Impact of Covid-19
Pandemics
Tingkat Nasional Terakreditasi - Sinta 4 . Diselenggarakan oleh Universitas Wakhid Hasyim Semarang Diterbitkan oleh Universitas Wahid Hasyim Semarang |
| 9 | 2021 |
Effectiveness of Shari'ah Economic and
Business Dispute Resolution through Arbitration
and Alternative Dispute Resolution (ADR)
Tingkat Nasional . Diselenggarakan oleh stain abdurrahman kepulauan riau Diterbitkan oleh stain abdurrahman kepulauan riau |
| Book Chapter | ||
| 10 | 2023 |
Dinamika Ekonomi Syariah
Tingkat Nasional Diterbitkan oleh AZ-ZAHRA MEDIA SOCIETY |
| 11 | 2022 |
Ekonomi Syariah Vs Ekonomi Konvensional
Tingkat Nasional Diterbitkan oleh Fakultas Ekonomi dan Bisnis IAIN Lhouksumawe |
| Prosiding | ||
| 12 | 2026 |
Empowering Youth: Transforming Financial
Habits Through Education on Digital Loans and
Investments
Tingkat Internasional Pada Empowering Youth: Transforming Financial Habits Through Education on Digital Loans and Investments . Diselenggarakan oleh PROCEEDING INTERNATIONAL CONFERENCE OF COMMUNITY SERVICES Diterbitkan oleh PROCEEDING INTERNATIONAL CONFERENCE OF COMMUNITY SERVICES |
| 13 | 2025 |
Mapping the Financial Planning Competency of Urban Muslim Community based on Household Financial Planning Index (Case Study of Muhammadiyah Members in Yogyakarta)
Tingkat Internasional Pada Advancing Community& Environmental Development Through Integrated Technology Renaissance In Society 5.0 |
| 14 | 2023 |
Training and Assistance in the Implementation of QRIS DIGITAL PAYMENT Technology for MSMEs Assisted by Lazismu UMY
Tingkat Internasional Pada ROCEEDING INTERNATIONAL CONFERENCE OF COMMUNITY SERVICES « Society Empowerment Through Digital and Economic Transformation » . Diselenggarakan oleh Universitas Muhammadiyah Yogyakarta Diterbitkan oleh ROCEEDING INTERNATIONAL CONFERENCE OF COMMUNITY SERVICES « Society Empowerment Through Digital and Economic Transformation » |
HAKI
No
Tahun
Karya
Hak Cipta
1
2022
PENGEMBANGAN MODEL FINTECH ISLAMIC PEER TO PEER FINANCING BERBASIS BAGI HASIL
Tingkat Nasional
Diterbitkan oleh Dirjen Haki Kementerian Hukum dan Ham
| No | Tahun | Karya |
|---|---|---|
| Hak Cipta | ||
| 1 | 2022 |
PENGEMBANGAN MODEL FINTECH ISLAMIC PEER TO PEER FINANCING BERBASIS BAGI HASIL
Tingkat Nasional Diterbitkan oleh Dirjen Haki Kementerian Hukum dan Ham |